Don’t miss our cover story highlighting one woman’s faith-filled perseverance in the aftermath of adversity. Through her strong Christian faith, this young widow has endured excruciating life losses — which she calls her “steps to heaven.”  Take advantage of the free brochure offered, “Making Retirement Accounts Less Taxing” (X115) that explores ways you can maximize the value of your individual retirement accounts as you begin to take withdrawals. Call AMM at 1-800-264-6279 (Monday – Friday 7:00 a.m. to 5:00 p.m., CT) to request your brochure. Read and be inspired by all that awaits you in this issue!